larger, we can explore:
• Cash-out refinance • HELOC (home equity line of credit) • Bridge financing
Because I’m your loan officer (licensed nationwide), I’ll model payment impact, closing costs, and timelines—and sync your financing with the listing calendar so you don’t pay a day longer than necessary. About the “30% Upfront” Renovation Program There’s also a program (kept nameless here by design) that offers contractor management and listing prep but requires ~30% o s ~30% of the project cost upfront, with the remainder due at or before closing. It can be useful when: • You want expanded scope (larger kitchen/bath, roof, big exterior work).
• Your timeline allows for a more custom build-out. • You prefer their contractor network or warranty structure.
When it’s a fit, I’ll show you side-by-side numbers so you can decide between no-upfront concierge vs. 30%-upfront expanded scope vs. equity-funded DIY—whichever nets you the most.
What We Typically Improve (High-ROI Hits) • Interior paint (neutral, light-reflecting colors) • LVP/engineered wood or carpet refresh where appropriate
• Lighting, hardware, faucets, mirrors, door levers • Kitchen: resurfaced cabinets, updated pulls, quartz/ laminate counters, backsplash • Baths: vanity/sink, mirror/lighting, grout, caulk, glass cleaning/replace • Curb appeal: mulch, shrubs, pressure-wash, mailbox/ house numbers, front door 57
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