Ian Moore - Senior Mortgage Advisor - THE HOME BUYER’S GUIDE

How to Get the Best Mortgage for Your Home Purchase

What would be the best mortgage for your home purchase? Would it have the following: • The best possible interest rate? • The best possible loan terms? • A low down payment — if that’s what you want? • An easy, stress-free closing? Would you like to be able to make your offer “ as good as cash ” so you can negotiate the best price and terms? Whatever your goal is, The Moore Team @ CMG Mortgage can help you get there. There are many different loan programs available for home buyers. Here are just a few that my team & I offer & close buyers in every single week: • Conventional— A conventional mortgage can lead to a low fixed rate or adjustable rate for your primary home, secondary home, or investment property. • FHA— An FHA mortgage is a great program for buyers. Its advantages are a low down payment & higher qualifying ratios accepted through underwriting system. The lender process can be streamlined, with no appraisal and reduced loan documentation to qualified applicants. • VA— A VA Mortgage offers many benefits, including no down payment, no mortgage insurance & lower interest rates. • USDA— These are only available in certain areas deemed “rural” by the United States Department of Agriculture. Surprisingly, many properties on the outskirts of a metro area will qualify for these loan programs. The advantages

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