Whatever your goal is, American Pacific Mortgage can help you get there. There are many different loan programs available for home buyers. Here are just a few: • Conventional—A conventional mortgage can lead to a low fixed rate or adjustable rate for your primary home, secondary home, or investment property. • FHA—An FHA mortgage is a great program for buyers. Its advantages are a low down payment without private mortgage insurance. The lender process can be streamlined, with no appraisal and reduced loan documentation to qualified applicants. • VA—A VA Mortgage offers many benefits, including no down payment and lower interest rates. • USDA—These are only available in certain areas deemed “rural” by the United States Department of Agriculture. Surprisingly, many properties on the outskirts of a metro area will qualify for these loan programs. The advantages of a USDA Mortgage are lower interest rates and zero down payment. Knowing which program to choose can be daunting. Because American Pacific Mortgage is familiar with all of these different programs, they can explain your options and help you pick the best one for your needs. After that, they can issue you a pre-approval letter that will make your offer “as good as cash.” When you’re ready to get started, give them a call.
This is a free service. At no time are you under any obligation to
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