only 3.5% is required. The lender process can be streamlined, with no appraisal and reduced loan documentation to qualified applicants. • VA—A VA Mortgage offers many benefits, including no down payment and lower interest rates. • USDA—These are only available in certain areas deemed “rural” by the United States Department of Agriculture. Surprisingly, many properties on the outskirts of a metro area will qualify for these loan programs. The advantages of a USDA Mortgage are lower interest rates and zero down payment. Because First Washington Mortgage is familiar with all of these loan programs, they can pre-qualify your buyers and ensure they obtain financing. That way, you avoid wasting time with buyers that will not qualify for financing. Before you sign a contract with a buyer, make sure you give them a call. You will want to have them pre-qualify you for your next purchase also! Moving out of state? They are licensed in many other states too.
Adam Elm, Fir lm, First Washington Mortgage adam@firstwashingtonmortgage.com 410-218-7972
The Secret to Selling for Top Dollar According to the National Association of Realtors®, about one- third of buyer’s agents said that staging a home increased the dollar value their clients offered between 1 and 5% compared to other similar homes on the market that were not staged.
So what exactly is staging?
Home staging is the act of preparing a home for sale by
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